LACERA currently administers one Cigna plan: an Independent Physicians Association Health Maintenance Organization (IPA HMO) group model plan.
Cigna Network Model Plan (IPA HMO)
This plan is available to all eligible, retired LACERA members and their dependents.
The Cigna Network Model Plan includes these features:
- Selection of a primary care physician from the Cigna Medical Group or a participating private care physician. Each family member is allowed to select a separate Primary Care Physician (PCP). The PCP will direct all of that person’s non-emergency medical care.
- In Arizona, if the PCP is in the Cigna Medical Group, the covered family member must receive all medical care at a Cigna Healthcare Center, unless an emergency occurs and the patient is outside of the service area.
If the PCP is in private practice, you must receive all covered healthcare or referral care from that physician, except in an emergency.
Evidence of Coverage
For full details of the services, coverage, and costs of care provided by your specific medical plan, review your latest Evidence of Coverage below.