Current COLA
Increases for Plans A, B, and C as of April 2026
Plan A, B, and C retirees and eligible survivors will receive the maximum allowable annual COLA, starting with their April 2026 payment:
- Plan A: 3.0 percent
- Plans B and C: 2.0 percent
How the Current COLA Was Determined
At its February 4, 2026 meeting, LACERA’s Board of Retirement approved a 3.0 percent cost-of-living adjustment (COLA) award for 2026, which equals the maximum allowed for retirees and eligible payees in Plan A and exceeds the maximum for Plans B and C. (All plans will receive the maximum allowed annual increase, and any excess CPI percentage will be added to the COLA Accumulation, as summarized below.)
The 2026 COLA award is based on the cost-of-living increase from December 2024 to December 2025, as reflected in the Bureau of Labor Statistics Consumer Price Index (CPI) for all urban consumers in the Los Angeles–Long Beach–Anaheim metro area. The calendar year-to-date CPI change is 3.0 percent. In determining the applied COLA award, the amount is rounded to the nearest one-half percent, as prescribed by law, also resulting in a 3.0 percent increase.
COLA Accumulation
Current COLA Accumulation Chart
According to the provisions of LACERA retirement plans, if the COLA percentage exceeds the maximum allowable amount, the excess CPI percentage is accumulated to supplement future COLA benefits (called the COLA accumulation). LACERA uses the COLA accumulation balances available to fund the maximum increase allowable under each plan. The longer you have been retired (or receiving a survivor's allowance), the more COLA carryover you may have accumulated.
The current CPI percentage increase of 3.0 percent is used to calculate this year’s COLA Accumulation. That amount equals the 3.0 percent maximum allowed in Plan A, so there is no addition to the COLA Accumulation. For Plans B and C, which have a maximum COLA of 2.0 percent per year, the remaining 1.0 percent will be added to the COLA Accumulation.